Compare Options For Resolving Your Debt 

We know that debt causes stress. You may not know which way to turn. You may be frozen and indecisive about the best choice. It’s vitally important to make a choice and move forward so you can have relief. Watch the comparison presentation.

If you continue to pay the high interest rates on your credit cards, look at how long this will take to pay off – virtually a lifetime!


Try our Debt Payoff Calculator Put in all of our credit card balances and interest rates. If you continue to make minimum payments, you will be in debt for many years.




  Option 1 – Do nothing.


What are the impacts? Doing nothing actually hurts you financially and physically. You’ll continue to feel stress in virtually all areas of your life. Debt related stress can affect your health, your performance at work, and even your relationships. Taking action will improve the way you feel and your long term financial situation. 

Doing nothing costs you thousands in fees and interest expenses. It's like setting money on fire. The typical consumer spends $10,000 a year just in interest that has absolutely no value. What would you do with an extra $10,000?

  Option 2 – Bankruptcy

Bankruptcy is a serious choice with long term consequences. We recommend consulting with one or two attorneys and financial advisors before starting down this path. What are the impacts?

7-10 years on your credit. Public record. You may not qualify depending upon your income and county of residence. You may only qualify for Chapter 13 which requires you to pay the debts over a long period of time. Make sure this is your only and best option before proceeding. Review all options with several professionals.

  Option 3 – Credit Counseling

This option is quickly dying out as a good choice. Credit counseling doesn’t make much of difference in your monthly payments so you won’t necessarily get immediate relief to pay important bills such as your home mortgage. Credit counseling is designed as a temporary form of relief and will keep you in debt for a longer period of time. 

 Option 4 – Debt Settlement

Debt Settlement allows you to make progress toward paying off debts. Debt Settlement can provide you immediate relief by reducing the amount you pay each month and with the total debt payoff. You avoid having to file bankruptcy to solve the problem. By using a qualified and reputable organization, you will experience immediate positive benefits.

Debt Settlement allows you to save money over the long term by settling the debts for less than the full amount which always includes late charges, over limit fees and excessive interest charges.

With Debt Settlement, you get to move on with your life and rebuild. You don't have the stress associated with rude collectors threatening you.  You’ll immediately have peace of mind to start living vs. worrying and losing sleep!

This is the path of ultimate success!

CONTACT US TO HAVE A CUSTOM COMPARISION AND PROPOSAL FOR YOUR SITUATION.

This free consultation will provide you with peace of mind. You’ll know what choices you have and feel free to move forward with your life!