Introduction - Which way to turn. (3:45)
You're in debt. Your stressed. Everyone has an opinion on what you should do. Making a decision is tough and you're not sure which way to turn. Take the first step in resolving your debt issues. It's easier than you think. |
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The Borrowing Option (3:31)
One choice to resolve debt is to borrow more often called consolidation. Usually this is done through equity in your home if you have it. Is this a good choice? Maybe but consider the costs and the risk on your home. |
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The Bankruptcy Option (2:50)
Another choice is bankruptcy. Laws have changed in recent years making this a more difficult option. You have to qualify and may still end up repaying the debt. It's public record and is generally on your credit 7-10 years. |
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The Credit Counseling Option (1:08)
Credit counseling is an option fading in popularity. Does it really save you money? Is the impact on your credit report virtually the same as bankruptcy? Does credit counseling save you money each month? |
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The Debt Settlement Option (4:54)
Explore debt settlement. How does it benefit you in the short and long term? Do you really save money? What is the process? What are the benefits? Get a brief overview of the process and see if this is for you. |
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Goals, Your Credit, What happens (1:38)
Your ultimate goal would ideally be to get out of debt. The key is to take action and move forward into a quality program with a company that will be with you all the way. |
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Choosing a company and a program (3:53)
All programs are clearly not the same. What kind of support is available to you through the process of resolving your debt? What methods of communication are available? What happens AFTER the debt is resolved? |
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